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San Diego Attorneys for
Uninsured Motorist Accidents, Underinsured
Motorist Claims,
Car Accident Deaths & Injury
If you've been injured through
another's neglience, the San Diego law office
of Stennett Casino can help you. We
handle only claims by injury victims and by insurance
policyholders, and we have years of success in obtaining
settlements and court judgments for injury victims.
We have also successfully obtained
compensation many times for injured clients in uninsured
motorist accidents. We have also been successful in cases
involving an underinsured
motorist claim. We always seek the maximum compensation
available under the particular facts and law of that
case and the client's own uninsured or underinsured motorist
coverage.
Injury Claims: Process for Settlement
or Award
A person, company, or other
legal entity who negligently causes you injury can be
legally required to pay for your resulting financial
losses and your pain and suffering. Injuries often result when
negligence leads to an auto, motorcycle, or bicycle accident,
a dog bite, a defect in a product, dental or medical malpractice,
a dangerous condition on public or private property, or
other potentially harmful circumstances.
You
or your attorney will need to make a timely claim against
the responsible party, whose insurance company will generally
defend against your claim. If the company does not compensate
you promptly or adequately, you or your attorney must
file and prosecute a court case within strict legal time
limits, or you'll lose your rights to payment.
Insurance companies have professional
claims adjusters who aggressively defend their insureds
even when their insureds are at fault. The adjusters
will want to take recorded statements from you -- not
to help them fairly evaluate your case but to use what
you say to diminish their responsibility. They will
photograph your car, photograph your person, contact
your employer, and get you to sign medical authorizations
all in an attempt to minimize the value of your case.
Their entire motivation is self -serving: to pay the
least amount possible for your claim. If you are representing
yourself, or you have an unskilled or inexperienced
attorney, insurance companies will also minimize or
refuse payment accordingly.
For these reasons, it is very important that you be
represented by a skilled injury attorney as soon as possible
after you are injured. The law office
of Stennett Casino has
knowledge of the inside operations
of most of the larger insurance companies, including Allstate, USAA,
Farmers, State Farm, and AAA. We can anticipate
the various arguments they and other insurance companies
will make to avoid paying you the fair value of your claim.
We will energetically pursue your
claim and fight for a claims settlement that will adequately
compensate you for all of your losses. These may include past and future
medical bills, prescription and over-the-counter medication
costs, physical therapy, loss of income calculated on
a gross (pre-tax, pre-deduction) basis, expenses incurred
for household help or transportation needed because of
your injury, all other expenses, and pain and suffering.
If necessary, our outstanding courtroom
skills enable us to confidently pursue any injury case
through trial by jury.
Uninsured / Underinsured Motorist Claims
California Insurance Code sec.
11580.2 requires all insurance companies to offer uninsured
and underinsured motorist coverage. UM coverage applies
if you are injured by a negligent driver who has no insurance
or whose liability insurance limits are too low to fully
compensate you for your injuries. This coverage applies even
if you are a pedestrian or a passenger in someone
else's automobile.
In these cases, you are making
a claim against your own insurance company for personal injury damages caused by
another. Your own insurance company will defend against
your claim in the same way they would if they were the
insurer for the person who injured you. They will use
every tactic and do whatever they can to defeat your claim
and minimize your damages.
Legal representation in these cases is just as important
as in claims being pursued against the responsible person's
insurer. This is because your own
insurance company will not give you any special consideration
but will defend against your claim as aggressively as
it would against an outsider's claim.
If you are injured in an accident, we can
help you obtain injury compensation
from the responsible person or company, or,
where they lack adequate insurance, under your own uninsured
/ underinsured motorist coverage.
How We Can Help You
We are experienced injury attorneys. Here is how we can help you:
- Experienced attorneys John P. Stennet & Barbara A. Casino
personally handle your claim
- If a satisfactory settlement cannot be reached, we will
aggressively litigate your case in court
- Immediate, courteous response
- Free first consultation
- Attorneys' fees paid from the amount we recover for you
- Although each case depends on its own facts and law, even after our fees have
been paid, our clients commonly obtain more than the
insurance company was willing to offer them before we
were retained
- Offices convenient to trolley & train
Each case is different, and the result depends on the facts
and law that apply to that case. California Rule
of Professional Conduct 1-400 requires us to tell you that the results we have obtained in other cases are not a guarantee, warranty, or prediction regarding the
outcome of your legal matter.
________________________________________
"WE ARE ATTORNEYS
EXPERIENCED IN FIGHTING INSURANCE COMPANIES."
-- John Stennett & Barbara A. Casino
If you need help or have questions about your insurance
or ERISA claim,
please contact us for an honest
evaluation at no charge. San Diego telephone: (619) 544-6404
E-mail:
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